Business Insurance

What is Business Insurance?

Business insurance or commercial insurance is, as the name suggests, commercial insurance protects businesses, including business owners and their employees. Every business is different, there is no one-size-fits-all insurance policy for small business owners.

Who is Business Insurance For?

Owners who would like to protect their businesses

The Big Question

When it comes to choosing insurance, most business owners want to know what insurance they need and how much it will cost. One of the biggest factors in determining what insurance coverage is needed depends on the business type. Other important considerations include:

  • Location
  • Number of employees
  • Years in business
  • Gross annual revenue
  • Whether the business owns or rents vehicles
  • Whether the business owns, leases, or rents the building(s) they operate from


What is covered under business insurance?
Business insurance can help pay the costs of property damage, lawsuits, lost business income, and other covered losses. To help protect against specific risks unique to their situation, businesses often buy multiple coverages and combine several in one policy.
Does business insurance cover employee wages?
Business interruption insurance covers the cost of payroll while your business isn’t making revenue. Most business interruption policies cover the cost of up to one year of pay for each employee.

    Drop a Note

    Edna has been in business for 30 years, offering all lines of insurance.
    As an independent agent, she is contracted with several carriers. This allows her to assess individual needs and custom design a policy portfolio to suit those needs.